Due to the evolving nature of healthcare, the choice of insurer is becoming an increasing priority. That said, Neighborhood Health Plan Massachusetts is a reliable choice for individuals looking for the full range of community-based health care services available in Massachusetts. Through this article, we are breaking down what makes Neighborhood Health Plan Massachusetts a reliable name, what it provides, what it is covered, and why families, individuals, and businesses in Massachusetts should consider it.
What is Neighborhood Health Plan Massachusetts?
Neighborhood Health Plan Massachusetts is a health insurance provider working to improve access and health outcomes for people in Massachusetts. Initially, Neighborhood Health Plan was designed for the underserved population, but today as a value-based provider of health care services, Neighborhood Health Plan has become an important player in health care based on quality of care, affordability, and networks of providers.
In 2019, Neighborhood Health Plan merged into AllWays Health Partners, a Mass General Brigham member. Today, many people still use the name Neighborhood Health Plan Massachsetts to refer to AllWays Health Partners, illustrating the trust that the original name still carries today.
Why Neighborhood Health Plan Massachusetts?
Individuals and families choose Neighborhood Health Plan Massachusetts over other health insurance companies for many reasons. Here are a few of the benefits of Neighborhood Health Plan Massachusetts that make it unique:
1. Wide network of providers
Neighborhood Health Plan Massachusetts is a part of Mass General Brigham, one of New England’s largest and most respected healthcare systems. That means access to world-class hospitals like Massachusetts General Hospital and Brigham and Women’s Hospital, as well as many community health centers and specialists.
2. Affordable premiums and copays
Affordability is a top concern for anyone looking for health insurance. Neighborhood Health Plan Massachusetts offers competitive premium rates, as well as low copays and deductibles. And if you qualify, you can even receive financial assistance, which makes quality health care available to more people.
3. Full range of services
From preventive and routine care to mental health and chronic the care and management services, Neighborhood Health Plan Massachusetts provides a full range of affordable health coverage options to serve the wide diversity of populations served. Coverage includes:
- Primary and specialty care
- Emergency
- Prescription drugs
- Maternity and newborn care
- Behavioral health
- Telehealth visits.
4. Community Health Focus
A significant benefit of Neighborhood Health Plan Massachusetts is their commitment to community health. The organization works closely with community organizations that provide care addressing the social determinants of health, including housing, food security, and education. Neighborhood Health Plan Massachusetts helps to achieve healthier individuals and build healthier communities.
Types of Plans Available from Neighborhood Health Plan Massachusetts
Whether you are an individual, a family, or a small business, Neighborhood Health Plan Massachusetts offers a number of different plans:
Individual and Family Plans
If you are self-employed or do not receive health coverage through your employer, an individual or family plan is a great option for you! These plans provide essential health benefits and can be purchased through the Massachusetts Health Connector, Massachusetts’ health insurance marketplace.
Employer Group Plans
Neighborhood Health Plan Massachusetts is proud to partner with employers of all sizes to offer group health insurance plans that are affordable and full coverage. Having a group health insurance plan through the employer assists with attracting and maintaining key, top talent in an organization. Healthy workers are engaged and consistently productive, and valuable resources, by that health plan are helpful for employee retention.
Medicaid and Commonwealth Care Plans
Working with state partnerships, Neighborhood Health Plan Massachusetts also makes plans available to eligible low-income residents through coverage assistance. Vulnerable groups and populations don’t have ways to receive health care, and these plans act as financial barriers that assist with providing care to residents.
Medicare Advantage Plans
For senior citizens, NHP offers Medicare Advantage options that affordably bundle the traditional benefits of Medicare coverage with important features or benefits such as vision, dental, and wellness programs. NHP’s Medicare Advantage insurance plans are specifically designed to respect independence and provide support for maintaining healthy, aging citizens.
How to Enroll in Neighborhood Health Plan Massachusetts
Signing up for a Neighborhood Health Plan Massachusetts plan is easy. Here’s how to begin:
- Check Your Eligibility: The first step is checking if you can get a subsidy, or Medicaid, through the Massachusetts Health Connector.
- Compare Plans: Check out the Health Connector website, or consult with an insurance agent or broker to compare possible plans and benefit.
- Enroll Online or by Phone: You can enroll using the Health Connector portal, or you may be able to enroll through the NHP website or by contacting customer service.
Enrollment periods vary, so be sure to enroll during the Open Enrollment period, or qualify for a Special Enrollment Period due to life changes such as marriage, birth of a child, or loss of other coverage.
How is Neighborhood Health Plan Massachusetts Different?
There are many health insurance companies that say they have comprehensive and afforadable care, but Neighborhood Health Plan Massachusetts is phasing into the newest model of community resources:
- Member services: As a member, you will have access to 24/7 services such as customer support, online portals and mobile apps to check accounts and provider directories.
- Preventive services incentives: Offering programs to reward members for getting a check-up or screening.
- Language, cultural and preventative care: Offering services that provide care in multiple languages; culturally competent care with care coordination.
Neighborhood Health Plan Massachusetts and telehealth
The COVID-19 pandemic increased the use of telehealth across the US, and NHP was one of the early adopters of telehealth. NHP is currently investing in digital health. NHP provides members with virtual visits for primary care and behavioral health, and some specialty services. It allows individuals and families to take care of their health needs conveniently.
Testimonials from Members
I’ve been with Neighborhood Health Plan Massachusetts for over 5 years. The customer service is excellent, and I always feel like they truly care about my health and well-being.” – Maria G., Boston
Having access to Mass General Brigham doctors through my Neighborhood Health Plan gives me peace of mind. I know I’m getting top-quality care.” – David L., Worcester
These positive experiences reflect the trust that Massachusetts residents place in Neighborhood Health Plan Massachusetts year after year.
Tips for Maximizing Your Neighborhood Health Plan Massachusetts Benefits
To get the most out of your plan:
- Use in-network providers to minimize out-of-pocket costs.
- Use wellness programs and preventative care services.
- Read your plan documents every year to understand any changes to your benefits or coverage.
- Download the member app to take charge of your own health care straight from your phone.
Conclusion: Is Neighborhood Health Plan Massachusetts Right for You?
If you want a health care partner that strives to provide affordable access while doing so with an undeniably strong commitment to community health, Neighborhood Health Plan is a good option for you.Massachusetts is a top contender. Backed by the power of Mass General Brigham and shaped by a mission to serve, NHP continues to improve the health outcomes of individuals and families across the Commonwealth.
Whether you are looking for yourself, your family, or for your business, start with Neighborhood Health Plan Massachusetts. NHP has solid plans and rugged provider networks, plus a member-first mentality. It is easy to see why so many people and businesses trust NHP for their health care.